To qualify for federal student loans, you must:

  1. Fill out the Free Application for Federal Student Aid (FAFSA). The FAFSA application is available for submission beginning October 1 each year.
  2. List OSU-Cascades on your FAFSA using the school code 003210.
  3. After your FAFSA has been received, you may be sent an email request for additional information. Check your MyOSU portal to view the outstanding requirements and the requested forms.
  4. When all outstanding requirements have been satisfied and your FAFSA has been processed, you will receive an email notification that your aid offer is ready to accept.

Note: The maximum yearly loan amount for graduate students is set by the federal government at $20,500.


  • The Federal Direct Grad PLUS Loan is a credit based loan borrowed by graduate students to assist with educational expenses.
  • The credit check, run as part of the application, is only valid for 180 days. DO NOT complete the application before May of the year you will start attendance.
  • You are eligible to borrow up to your remaining cost of attendance after all other aid.
  • The loan is unsubsidized meaning you are responsible for paying the interest during times of deferment.
  • You must complete a Direct PLUS Loan Application and Master Promissory Note (MPN) online at