The Federal Direct Parent PLUS Loan is a credit based loan borrowed by the parent on behalf of a dependent student to assist with educational expenses.
Your parent is eligible to borrow up to your remaining cost of attendance after all other aid.
The loan is unsubsidized meaning you are responsible for paying the interest during times of deferment.
The loans require a PLUS request (credit check) and Master Promissory Note (MPN). Visit studentloans.gov to complete both.